Title Guarantee for Car Registration with Credit Unions

If you're looking to register your car with a credit union as the lien holder, you may have questions about the process. This guide will clarify what is needed and how to proceed.

No Specific Form Required

When requesting a title guarantee from your credit union, there isn't a specific form that you need to fill out. Instead, you can simply register the vehicle with the credit union's name listed as the lien holder.

Verification Process: KSR

Once you've registered the car, your credit union can run a KSR (Kentucky Statewide Registration) check to confirm that the transfer of ownership is in progress. This step ensures that all parties are aware of the current status of registration.

DVM File Copy Limitations

You do have an option to print a DMV file copy; however, it's crucial to understand that this document cannot be used as official registration. The DMV file copy serves only as an informal reference and should not be relied upon for legal purposes.

Consult Your Lender

It’s always best practice to consult directly with your lender regarding their specific procedures for verifying funding on used car deals. Each institution may have different requirements or accept various methods of verification.

If You Have Further Questions

If you require additional assistance or clarification on any aspect of registering your vehicle or working with your credit union, don’t hesitate to reach out! We're here to help ensure that everything goes smoothly throughout this process.