How to Obtain Vehicle Title When Lienholder is Uncooperative

If you find yourself in a situation where the bank lienholder is unwilling to send you the vehicle title, there are several steps you can take to resolve this issue. This guide will help you navigate through alternative options.

Contacting the Lienholder

Your first course of action should be to directly contact the lienholder. Here’s how:

• Explain Your Situation: Clearly communicate your circumstances and why you need the title.
• Request Documentation: Ask for any necessary documentation that would allow for the removal of the lessee from the title.

If You Cannot Obtain a Title

If contacting the lienholder does not yield results, consider filing a bond or an affidavit with your local Department of Motor Vehicles (DMV). Follow these general steps:

• Check State Requirements: The process can vary significantly by state, so it’s important to understand what is required in your area.
• Demonstrate Ownership: You may need to show proof that all liens against the vehicle have been paid off. This could include documents like a bill of sale or other evidence proving ownership.

The Filing Process

1. Gather Necessary Documents:
• A completed application form (specific forms vary by state).
• A copy of any supporting documents demonstrating ownership and payment status regarding liens.